"I don't know the key to success, but the key to failure is trying to please everybody."
-- Bill Cosby

The Lazy Environmentalist on a Budget

The Lazy Environmentalist on a Budget:
Save Money. Save Time. Save The Planet.
APRIL 2009

Josh Dorfman takes you inside the latest developments in green living to demonstrate how you can easily and affordably have your designer jeans and your planet too. From raising eco-conscious kids to greening your daily commute, Dorfman provides insights into the next wave of green innovation and the environmental solutions that will lighten your planetary impact and lower your expenses.

Discover new eco-trends and innovations such as how:

Chegg.com rents college textbooks to students for a fraction of the price and conserves trees

Recyclebank makes home recycling easy and profitable and keeps tons of trash out of landfills

SolarCity eliminates the upfront costs of residential solar panels so people can afford them

Swapstyle.com connects you with fashionistas around the world with designer goods to barter , so you don’t have to consume new goods and spend $$$ to look great

Babies ‘R Us offers the widest assortment of affordable, natural and organic baby products available anywhere

Cities such as Boston offer free WiFi on trains to boost public transportation ridership, reduce traffic congestion, and cut greenhouse gas emissions

In a time when many people are feeling financially restricted, The Lazy Environmentalist on a Budget is your guide to effortlessly saving the planet while keeping some extra cash in your pocket.

Read Articles Based on the Book:
Get paid to recycle! 15 green tips for the lazy - TODAYshow.com
10 Ways to Go Green, Get Healthy, Save Money - Fitness Magazine

What’s The Media Saying About The Book?
Saving Green By Going Green - Mountain Xpress
Book Review: The Lazy E on a Budget - Blogger News Network
It Makes Perfect Cents - ecofabulous
Lazy E Interview with Mr. Media - Blog Talk Radio

Help! Can you restore a Bugatti Veyron?

Texan drives $1 million sports car into marshes

Driver blames bird, dropped cellphone; Bugatti Veyron is world's priciest car

	Gilbert Harrison, with MCH Towing, attaches a towing cable to a Bugatti Veyron that was driven into the water near Omega Bay in La Marque, Texas. View related photos
Chris Paschenko / AP

msnbc.com staff and news service reports updated 6:09 a.m. MT, Fri., Nov . 13, 2009

LA MARQUE, Texas - A man blamed a low-flying pelican and a dropped cell phone for his veering his million-dollar sports car off a road and into a salt marsh near Galveston.

The accident happened about 3 p.m. Wednesday on the frontage road of Interstate 45 northbound in La Marque, about 35 miles southeast of Houston.

The Lufkin, Texas, man told of driving his luxury, French-built Bugatti Veyron when the bird distracted him, said La Marque police Lt. Greg Gilchrist.

The motorist dropped his cell phone, reached to pick it up and veered off the road and into the salt marsh. The car was half-submerged in the brine about 20 feet from the road when police arrived.

Gilchrist said he doesn't know if the car was salvageable, but in his words, "Salt water isn't good for anything." He says the man, whose identity hasn't been released, was not injured.

Celebrity driver
The police declined to release the driver's name, although the incident has drawn a great deal of attention on his vehicle.

The Houston Chronicle reported the Texan has become something of a celebrity. He reportedly told the Texas City wrecker driver who towed his car that California Gov. Arnold Schwarzenegger called him Wednesday, along with several other celebrities.

“He said he was getting so many calls that he finally stopped answering his phone,” said wrecker driver Gilbert Harrison of MCH Truck and Auto, which is storing the car.

But Harrison said the driver seemed to take his very expensive mistake in stride.

“He was calm,” Harrison told the Chronicle. “If it had been me, I'd have been cussing, but he was calm. I imagine inside he was probably pretty upset.”

The Bugatti Veyron is the fastest and most expensive production car in the world.

A 2006 Bugatti Veyron was recently offered for sale in Jonesboro, Ark., for $1.25 million.

Using the Principles ofThe Wizard of Oz in Your Professional and Personal Life
~ Why The Wizard of Oz? I have seen The Wizard of Oz in many art forms... television, book and theater and it has always been one of my favorites. When I received the following email I found it to be very true and connected on both a personal and professional level. I think the following are principles that are often neglected and need to be reinforced whether it be at home or in the work place. Excerpted from email from All Clean Restoration

1) ACCEPT YOUR FRIENDS FOR WHO THEY ARE
A true friend will help you on your life's journey and get you through all the problems—big and small—that may arise. So accept your friends, quirks and all, and recognize when they need a little help too. Because you never know when you'll need them around to rescue you from some flying monkeys.
2) FOLLOW YOUR OWN YELLOW BRICK ROAD
Although Glinda, the Good Witch, directs Dorothy to the yellow brick road, explaining that it will lead her to the one person who can get her back home to Kansas, let's face it: Dorothy probably could have found the road on her own. It was right there in front of her. Discover your own path in life—what you want to be, where you want to go, how you want to live--and be sure to sing and skip throughout the journey.
3) DON'T HIDE YOUR TRUE SELF BEHIND A SCREEN
One of the most memorable scenes in the film is when we discover the Wizard is just a man. He has no magical powers. He doesn't even have a booming voice. The lesson? Don't try to be something you're not, because the people who matter in this life will love you no matter what.
4) THERE'S NO PLACE LIKE HOME (WHERE EVER HOME IS)
Although it should go without saying, home means more than just your house or apartment. It's wherever the people you love—and who love you—are found. You can have many different "homes," and even if you haven't visited in a while, you can always go back.
5) LOOK WITHIN FOR YOUR OWN POWER
We all remember the scene where Dorothy misses her balloon flight home, starts to cry, and is subsequently notified by Glinda that with those fancy ruby slippers, she had the power to return home the whole time; she just needed to discover it for herself. When in doubt, look within for the answer. You're more powerful than you think.
6) ALLOW YOURSELF TO DREAM
Whether you want a better home, a more exciting job, or a new love, allow yourself to take a moment from your busy life to look over the rainbow and visualize future possibilities. This could really inspire you to start turning the dream into reality.
7) RUNNING AWAY IS NEVER THE ANSWER
Sure, that mean Miss Gultch threatened to take Toto away after he snapped at her. But if Dorothy had not run away, she probably wouldn't have gotten caught up in that tornado mess. Confronting your problems and figuring out a solution (with a little help from your friends or family) will help you feel better about yourself and allow you to sleep at night.
8) DON'T GIVE UP YOUR PRINCIPLES (OR YOUR RUBY SLIPPERS)
Dorothy knew giving her ruby slippers to the Wicked Witch would only lead to trouble. (The sparks that flew when the Witch tried to take them from her might have been an indication.) So when someone tries to make you do something you know in your heart isn't right, stand firm and stay true to yourself.
9) BELIEVE AND GOOD THINGS WILL HAPPEN Wonder what would have happened had Dorothy chosen to follow the Wicked Witch instead of Glinda? Probably nothing good. Dorothy chose to follow the Good Witch and was helped along her journey. Being positive and believing in good will make it easier for good things to happen in your life.
10) THE SOLUTION MIGHT BE RIGHT UNDER YOUR NOSE The answer to Dorothy's problem getting home was literally under her nose the entire time--on her feet to be precise. When you've racked your brain for a fix to your own problem (big or small) and still don't have a solution, try stepping away from it for a minute to clear your mind. Tackling your troubles with a clear head may help you find the simple answers that are right in front of you.

"When patterns are broken, new worlds emerge."
~Tuli Kupferburg

'We put lives back together'
Arrigo Construction leads in restoration of damaged property
By STEVE HENSON THE PUEBLO CHIEFTAIN
Have you ever wondered ...?
After "Dexter" investigates a bloody crime scene, or the "Law and Order" boys find a body that's been decaying for a week, or after local police bust and close a meth lab, who cleans up the mess?Or does someone clean it up or simply bulldoze it?"In my 30 years, there have only been a couple of times that we haven't been able to restore things," said Joe Arrigo of Arrigo Construction and Restoration.

Arrigo is one of the nation's foremost experts in property restoration. Homicide, floods, fires, mold and disease are just a few of the hazards that Arrigo and his crew make go away. "We put people's lives back together," Arrigo said. "That's really what we do."Arrigo is 66, raised in an era that was not dominated by very graphic television crime dramas. How did he get into this field? By accident. Arrigo is a musician, a cellist - he helped revitalize and still plays with the Pueblo Symphony- and went to the University of Colorado, where he received a bachelor of arts degree in music education. He was hired to teach in Pueblo School District 60; he taught three years. He also taught private music lessons for many years, and even owned the Arrigo Music Store in Regency Park for several years. "I loved it, but I couldn't make a living," Arrigo said. "It was the late ’70s, when we had a recession, and people were lined up to buy gasoline. I was selling instruments to schools, but budgets were cut, and I was struggling. "But on the side, Arrigo was doing some cabinet-making and stairway construction. And that business was going well."When I was at CU, I worked in dorm maintenance," Arrigo explained when asked how he obtained these skills. "CU is like a miniature city, and it takes a lot to keep it going. So it was like I was an assistant every day, learning from people who knew what they were doing. And I picked it up."He had previous experience, helping build his parents' eventual Westcliffe retirement cabin while he was a boy.

The skills he gained then were augmented during his time at CU.He did more and more construction-type work away from the music store, then closed it in late 1979.He had formed his construction business the previous year, but he wanted to create a niche."I had built a couple of homes, but that really isn't what I wanted to do," Arrigo said. "I got more and more into repairs of damages caused by all sorts of things- fire, mold, water, broken water heaters, dishwashers over-heating. There was a need for someone to work in these areas, so I got some highly specialized training, studied hard and that's what I did."He and his son, Andy, who works in the business, are nationally certified restorers.

There are only about 500 in the world, and as you read on, you'll see how sophisticated the business is. "It starts with odor," he said. "Humans have amazing memories. You can remember odors from your childhood."It's difficult to get rid of odors, but it's also very difficult for people to return to their homes after damages and not smell the odors they've spent their lives around."Put another way, it takes very technical measures to eliminate bad odors and yet retain the good fragrances that are familiar to homeowners.Trauma scenes - shootings, stabbings, bodies discovered several days after death- leave terrible odors."Those are very difficult for our employees," he said. "Those odors stay with you for life."How do Arrigo and his crew remove odors and repair damaged property?Here's how:"We are a complete turnkey operation. We pack up all of the belongings and store them. We send clothes to a dry cleaner and laundry- there are special dry cleaners for clothes that have incurred especially nasty odors such as in a meth lab or a fire."We clean, seal and paint all porous and semi-porous surfaces. We take up all porous surfaces- carpet, for example - and haul it to special hazardous-waste sites for disposal."Then we thoroughly clean the contents that can be cleaned, do any structural repairs that are needed, and return the contents and the occupants to the house. As you might suspect, Arrigo's equipment is far more than spray bottles of Lysol."For example, our HEPA (high efficiency particulate air) scrubbing machines will filter out up to 99.97 percent of all particulates down to 0.3 microns. A human hair is about 60 microns."We use charcoal filters, and we've been doing some cleaning and sanitizing for swine flu."The machines cost up to $3,000 each, and Arrigo said he owns "quite a few." There is quite a bit of other equipment, too, including thermal-imaging cameras.It isn't inexpensive for a homeowner - more typically, the homeowner's insurer, who sets the repair costs- to hire Arrigo to restore a property. But it's less expensive than tearing it down and starting from scratch. And Arrigo's equipment and labor costs- and his staff is highly educated and trained - are considerable. But it's not just about money, Arrigo said. He emphasized that he and his staff take a lot of pride in supporting the Pueblo community.

"We were over at the District 60 ad building seven days a week, 20 straight days, and I didn't hear a single complaint from my staff, "Arrigosaid. His company employs about 12 workers, down a bit from 20 before the economy went south.Arrigo offered two more examples that illustrate why he wants to support the community that he regards as "a great place to live".

"A tiny adobe house in Salt Creek damaged by fire. "We just restored this house in Salt Creek. Everybody wanted to tear it down. It was adobe, not very large, had been added on to three times."But the people living there were the third generation of people who lived in that home. I had coffee with the owners. And I felt that we needed to fix this home for them. And we did. And it felt good."Arrigo said his business has grown increasingly sophisticated, and there is a constant need for training. But now Arrigo is the teacher more often than he is the student.As one of fewer than 300 nationally certified water-loss specialists in the U.S., Canada and England, Arrigo has served on national boards and "chaired the building science committee that wrote the standards for water loss, water mitigation.

"With all of his emphasis on safety, which is paramount in his business, even Arrigo has experienced unexpected health issues from carelessness."Once, I went into a room just to shut off some machines and had a run-in with ozone," he said. "I had asthma-like symptoms for six months. "Another time, I opened a closet at the old Dincler's Fabrics at the Mesa Junction, all this stuff hit me in the face. I went to the eye doctor, and he put me on antibiotics that I had to put in my eyes every 15 minutes. Whatever the stuff was, it literally was eating my eyeballs.

"He looks a lot younger than his age and, although he enjoys traveling and his family- he and his wife KC have five children and 13 grandchildren between them - he has no intention of retiring. For one thing, he enjoys working with his son. For another, he still loves the work after 30 years."My dad was a barber; I shined shoes at his store, mostly so he could keep track of me," Arrigo said. "We lived right across from the main gate at the steel mill. I graduated from Central, my parents graduated from Central, my kids graduated from Central. I love Pueblo, and I love being able to specialize. It's a fascinating career."

Soot Can Blacken Lungs and Walls

By Jeff May
Jeff is founder and principal scientist of May Indoor Air Investigations LLC in Tyngsboro, MA: www.mayindoorair.com.

He has been investigating building problems for over 20 years and is author or co-author of four books on indoor air quality published by Johns Hopkins University Press, including My House is Killing Me! The Home Guide for Families with Allergies and Asthma and his current book, Jeff May’s Healthy Home Tips: A Workbook for Detecting, Diagnosing and Eliminating Pesky Pests, Stinky Stenches, Musty Mold, and Other Aggravations Home Problems (2008). His work has been featured in Business Week, MD News, and The New York Times, among others. His media appearances include CNN News, “Discovery Health,” “Inside Edition,” and NPR’s “All Things Considered” and “Living on Earth.” Jeff is a nationally recognized speaker and holds an M.A. from Harvard in organic chemistry.

Healthy Home Tips: Soot Can Blacken Lungs and Walls
Soot particles are small enough to be breathed deeply into the lung and even pass directly through capillary walls into the blood stream. The particles may contain carcinogens – such as benzo[a]pyrene – and can also act as “surrogate allergens.” The medical community recognizes that the cornstarch powder in latex gloves (used to keep the rubber from sticking to itself) can acquire latex allergens. When the powdery granules become airborne and are inhaled by someone who has latex allergy, that person can experience an allergic reaction – sometimes severe. Similarly, the microscopic particles of soot that settle on surfaces that contain mold or pet dander can become contaminated with allergenic substances. The particles can then become airborne again and be inhaled when surfaces are cleaned or otherwise disturbed in some way.
Now I have to talk a little bit about chemistry (ugh, groan, I hear you say….but chemistry is one of my favorite subjects!). Complete combustion inside a gas furnace or boiler results in the formation of carbon dioxide (CO2) and water (H2O) vapor. In other words, one atom of carbon (C) from methane (CH4) combines with two atoms of oxygen (O) from the air to produce CO2 (one carbon atom, two oxygen atoms). Four hydrogen atoms combine with two oxygen atoms to form two water molecules (H2O). If the combustion is incomplete, however, some of the carbon combines with only one atom of oxygen, resulting in carbon monoxide, or CO (one carbon atom, one oxygen atom). When there isn’t enough oxygen, combustion is incomplete. Then some carbon atoms combine with oxygen to create carbon monoxide, other carbon atoms combine with oxygen to create carbon dioxide, and still other carbon atoms do not combine with any oxygen but rather they combine with each other to produce soot (“C”).
What creates soot in our indoor environments?
A gas furnace or boiler that is not firing properly or that does not have sufficient make-up air can produce soot. And even though the furnace or boiler may be located in the basement, if the combustion products are getting into the basement air, airflows carry the soot up into habitable rooms above.
Gas fireplaces can produce soot. When soot particles are heated in a flame, the particles become incandescent (glow) and give off a yellow light. The gas in gas fireplaces is not premixed with enough air, so the flames are yellow due to inadequate oxygen (otherwise they’d be blue, like the flames coming from a gas cooking stove – not exactly what people expect to see in a fireplace!). If there is inadequate draft for a gas fireplace that is producing soot, the particles can leak into the house and stain the walls and ceilings black.
People love jar candles, because of their pleasant scents and yellow, flickering flames; but jar candles also produce a lot of soot, even if burned for only a few hours. As the air moves in and out of the jar, it disturbs the flame structure and causes incomplete combustion. If you burn jar candles, look at the jar rim. Is it black with soot? Imagine the soot that candle released into the air that you and those you love then inhale.
Soot staining in older homes can be fairly uniform, sometimes visible only when pictures are removed, revealing whiter surfaces beneath where soot has not deposited – though in some Victorians, the soot pattern mimics the horizontal “stripes” of underlying plaster/lath, darkest at the plaster “keys.” In newer, better-insulated homes, soot stains on exterior walls and on ceilings near exterior walls look like vertical stripes on studs, with darker black dots at the nail heads. Wherever air moves more turbulently due to temperature differentials, the air will impact surfaces that much more frequently and deposit the soot particles it carries in its flows. (Dark spots develop in bathrooms above vanity fixtures for the same reason: increased deposition rate due to hot air rising above the bulbs.)
I know of one homeowner whose insurance company spent $5,000 to have all the rooms in his house repainted. The man continued to burn jar candles, however, and had to repaint the house all over again. So protect the value of your property by choosing tapered candles over jar candles (just don’t burn the candles near a window or door, where airflows may disturb the flame). Better yet, choose the battery-operated, fake candles that look like the real thing.
Of course, money is important, especially in these lean times. But your health and the health of those you love – including your children – are paramount. So stop burning jar candles. If you don’t burn candles and you still see soot stains on your walls or ceilings, have a professional evaluate your furnace or boiler and undertake necessary maintenance or repairs.

Seven Simple Fire Prevention Strategies for Your Apartment

Fire prevention strategies can help protect you from incurring thousands of dollars in damages, and they can save your life. It’s great to have working smoke detectors and a carbon monoxide detector installed, but those are only effective after a fire has already started. Here are 7 simple fire prevention strategies for your apartment.
1. Caution in the Kitchen
Move papers, bills and other flammable materials away from your kitchen stove. Kitchen fires can get out of hand in a hurry once they get started. Also, be careful when cooking anything with hot oils or grease. This is one of the most common causes of kitchen fires. Make sure you have a working fire extinguisher in your kitchen, just in case.
2. Use Surge Protectors
This not only protects your appliances, it can also help prevent a fire. If something shorts out, the spark could potentially start a fire. This is especially true in older apartments, where the outlets may not be up to municipal fire codes. A surge protector for your electronics can be an extra level of protection.
3. Candles and Incense
Unattended candles and incense burners are frequent fire starters in apartments. Never leave these items unattended if you’re burning them. Be careful not to place them in a location where they can accidentally be knocked over. Also, place them away from drapes, curtains or anything else that could catch fire.
4. Cigarettes
Unattended cigarettes are the number one cause of apartment fires. This makes it a tremendous health risk not only for yourself, but also for your neighbors if you set the building on fire. Consider entering a treatment program to kick the habit, and if you must have a cigarette, smoke it outside (away from your neighbors apartments), and ensure it is properly put out.
5. Check Electrical Cords
If you find an electrical cord for an appliance that’s frayed or cracked, it’s a potential fire hazard. Either replace the cord or the entire appliance. Also, don’t run electric cords underneath a rug or between rooms. Walking on a cord or closing a door on it can cause it to wear out over time, and a spark could cause a fire.
6. Don’t Store Flammable Materials
If you have an extra gasoline can or a propane tank for a barbecue, don’t store those in your apartment. This is a potential fire hazard, and it might even be a violation of your lease agreement.
7. Take Care with Heaters
Don’t attempt to dry clothes on the heaters in your apartment. Make sure to keep all heaters free and clear from obstructions, especially things that are flammable. If you use a space heater, make sure it’s an appropriate distance from anything that could catch fire (about 3 feet). Space heaters should also be plugged directly into a wall outlet. Never use an extension cord with a space heater in your apartment.

Following these fire prevention strategies is just the beginning to protecting your apartment. Make sure to keep all of your apartment exits free and clear of obstruction in case of a fire. Also make sure your windows operate properly, and have an escape plan for everyone in the apartment in case of a fire.

Best Uncluttering Question EVER

I can’t take any credit for this question, but I’m so excited about it, I just have to share.
I found it in this great post on decision-making over on Shawn Driscoll’s Lead the Way blog. The question? very simple – Does this item represent where I’m going or where I’ve been?
That simple phrase has been dancing around in my head ever since. Because, you can get rid of some serious crap with the usual questions of Do I use it/Do I love it/etc. But sometimes those questions can let you hang onto things needlessly. Things that you have, in fact, used in the last six months but that really have nothing to do with the person you want to become or the life you want to lead. This question can pave the way to actually following your dreams.
Now, I’m not one to recommend something without trying it out myself first (I promise you that), so I took it for a little test-drive this morning. And oh, holy crap! Does it ever work well! Stuff I’d been holding onto limpet-like for way too long – gone! In just a few minutes, I had filled a green garbage bag full of clothes and fabric for the Goodwill and started another pile of stuff to go to the auction. And this was just a test-drive!
Try it the next time you need to unclutter and just see what you’ll allow yourself to let go of. And then please let me know what dreams suddenly have room to grow in your life.
*** A little word about the symbols at the bottom of my posts. ***
They’re here so that those of you who use social networking sites like Facebook or Twitter can easily share posts you like with your friends and followers. And by easy, I mean in two clicks. The first click (on the icon of your choice) gets you to your chosen site and the second one posts it. Easy! And you don’t even have to be signed into your account at the time, it all happens automatically. So if you like a particular post, please give it a try.

The Best Aging Secret: Make Time Your Friend

By Deepak Chopra
Make Time Your Ally
Here's a guide to the simple things you may often overlook when you neglect to make time the ally of your body.

• Keep regular hours. Eat and sleep on a regular schedule.
• Avoid drastic changes in diet and activity.
• Set up an orderly work environment. Reduce distractions.
• Rest quietly once to twice during the day to let our body retune itself.
• Take yourself out of stressful situations sooner rather than later.
• Take your time; don't rush.
• Make decisions when they arise. Don't procrastinate or get distracted.
• Pay attention to what is directly in front of you. Focus on one thing at a time.
• Don't multitask. Dividing your attention leads to confusion and weakened focus.
• Protect yourself. Avoid the temptation to plunge into high-risk situations.
• Stay within your comfort zone.
• Put your house and finances in order.
• Address underlying anxiety.
• Release underlying anger. Learn to do this without losing control or hurting others.
• Renounce violence in thought and word.
• Become more resilient emotionally.
• Eliminate chaotic influences at work and in your primary relationship.
• Live as if you have all the time in the world.

Office and Home Recycling

Art, wine collections require reading fine print on insurance policies

Art, wine collections require reading fine print on insurance policies
By GAIL LIBERMAN, Special to the Daily News
Saturday, October 03, 2009
It was a landmark case in the art world.
Casino magnate Steve Wynn, while showing off his Picasso masterpiece, La Reve, to friends, accidentally stuck his elbow through it. Among those who witnessed the embarrassing move: Broadcaster Barbara Walters and screenwriter Nora Ephron.
The result was a 2-inch gash in the painting and a $54 million lawsuit involving insurer, Lloyds of London. Wynn had claimed, based on published reports, that Lloyds initially downgraded the value of the painting he was planning to sell for $139 million to $85 million — despite the $122 million Wynn spent to repair it.
The case, originally filed in Manhattan's U.S. District Court, ultimately was settled. But it raises important issues to consider when it comes to insuring valuables.
Insurance policies for private collections no longer are plain vanilla, says Katja Zigerlig, assistant vice president of fine art, wine and jewelry for the New York-based Chartis private client group. Chartis is the rebranded global property-and-casualty business of bailed-out American International Group.
As the art market becomes more private and international, insurance policies have grown more varied, Zigerlig says. But you'll need to weigh the added pricetags of the various coverages you select.
"Diminution of value," Zigerlig reported in a recent talk to insurance brokers and financial advisers at The Brazilian Court, is one important feature to consider. It initially was a point of dispute in the Wynn case.
Say you chip or crack your sculpture. Unfortunately, you're not only stuck with a repair bill but also an immediate loss of value to your masterpiece. Chip a sculpture worth $100,000, and an appraiser, after you've had it repaired, might value it at $90,000. "Diminution of value" coverage would provide reimbursement for your 10 percent loss in value as well as the repair and restoration.
Other private collection policy coverages to examine: Catastrophic perils, such as hurricanes, earthquakes, flood and terrorism; coverage of newly acquired items; coverage for transportation — in case you bring home a piece of art, for example, from Russia; and arbitration in U.S. courts or abroad.
Wynn might have realized the importance of coverage for court arbitration abroad. Reason: Attorney trips to Great Britain cost a pretty penny.
Beware that if you're relying strictly on your homeowner's policy to cover your private collection, you probably have deductibles. Plus, policies generally limit your coverages and have exclusions for breakable or fragile items.
A growing concern both in art losses and wine losses is in adequate oversight of staff and contractors.
One art theft scheme by organized crime involved actually planting staffers — like nannies — as employees inside mansions to provide information on collections, Zigerlig says.
Screen your staff — including your gardener, electrician and nannies. Know how many have your security code and keys. Keep an up-to-date inventory of your collections and have current appraisals.
The overwhelming majority of those with wine collections lack insurance, she says. Yet, wine requires an unusual amount of care, including stable temperatures of 50 to 60 degrees Fahrenheit; humidity, preferably between 50 percent and 80 percent; a vibration-free environment and odor-free environment as well as proper security with locks and key codes.
One record $600,000 claim was paid to a client who, while in the Hamptons, had an electrician drop in to see whether the surround sound was working. In the process, the temperature in the wine cellar inadvertently was tripped.
Gail Liberman is co-author of several books with her husband, Alan Lavine. Their latest, published by Que, is 'Quick Steps to Financial Stability.' You may e-mail her at MWliblav@aol.com.

Why have a Personal Inventory?

Documentation is used for

Ensuring you have proper insurance coverage
Establishing loss or damage in moving or storage
Estate planning and settlement
Divorce and pre-nuptial agreements
Provision of a thorough list of all business assets, rather than just those on a depreciation schedule
Sale or purchase of a business

Keeping Customers With Good Customer Service

Successful companies provide proactive customer service.
Proactive customers service leads to increased business and loyalty.

Here are a few tips to keep in mind:
Be a double checker
Customers appreciate it when a sales representative takes a minute to check on an item they've asked for. It lets them know they're being listened to and cared for.
Do something extra
Average service is about meeting the customer’s expectations. Great customer service is exceeding it. Give your customers more than they expect, and they'll return to do business with you.
Take the initiative
Offer several solutions to the customer's predicament. If one doesn't work, make sure you have multiple avenues to resolve their problems. This way, the customer knows you are trying your best to help them, and in the future will not hesitate to buy from you, since they'll know whatever problem they have, you'll be able to fix it.
(Taken from Bottom Line Business.)

"Prosperity is only an instrument to be used, not a deity to be worshipped." ~ Calvin Coolidge

Finders Keepers

"Finders Keepers"
This is a true story sent in by one of our readers.

Recently our contents company was called to perform a “pack-out” of a residence that sustained fire damage. The fire had been contained in one room, but the rest of the house was saturated with smoke and ash.
I explained the pack-out process to the homeowners which included the use of photo documentation. Also, I instructed them to remove all jewelry, money, firearms and any other item deemed extremely personal. The homeowner’s wife was pleased to know that she would have pictures of all their possessions prior to the items leaving the premises for restoration.
She seemed most concerned that there would be strangers (work crews) in her home – handling her personal property. She asked, " How do I know that valuables, if found, will be returned?" Of course we knew that our crew was like family. My “sons and daughters” could be trusted with any amount of money, jewels, valuable art, etc. – they would no more steal or harm anything here than they would in their own parent’s home. They were friends of mine and they wouldn’t let me down.
It’s the same with the sub-contractors we use. Before I entered the restoration business, I was an insurance adjuster myself, and I know that when you bring in an outside expert to assist with a case, they have to “belong.” So, my “third party,” companies have to earn a place with my team.
In this case, we brought in an excellent dry cleaning company to address the necessity of emergency clothing. The dry cleaning crew (third party contractor) proceeded to remove clothing, shoes, handbags, etc.
Normally the homeowners would inspect and remove personal valuables prior to the dry cleaning technician taking the items from the residence. But after a fire, most homeowners respond to displacement of their personal property with fear, anger, aggression, or despair. They just want it all to end, and they sometimes find it difficult to focus.
The dry cleaning company had taken various clothes, purses, shoes etc. to get the smoke out of them and a few hours later, we received a call from them. One of their employees found a handbag containing two thousand dollars.
The money was brought to us for safe keeping. We immediately contacted the homeowner and she explained that she never said anything to us, thinking that she would never see the money again – and that she thought no one would believe she had simply left two thousand dollars in a purse.
I felt the way you might feel if you heard that your daughter had found a handbag with two thousand dollars cash in it, on the street, and had turned it in at the local police station.
I was at once so proud that I thought my buttons would burst – and at the same time I would find myself thinking, “Well of course we did, nobody would expect anything less.”

Georgia Flooding Dangers

ATLANTA (AP) — A state insurance official in Georgia has told residents affected by widespread flooding that Clorox is going to be their best friend.Residents returning to neighborhoods soaked by days of torrential rain are also being urged to be cautious. Dangers include jagged debris in stagnant, murky water, and disease-causing bacteria. There has also been flooding at sewage plants in at least four Atlanta-area counties.

Ceramic Repair Expert Can Restore Your Valuable Collectibles for Years to Come

Invisible Repair and Restoration of Ceramic Ware
Ceramics have been an important part of day to day life for centuries. Early man found that certain types of clay, when heated and prepared properly, could be formed into durable and useful objects and figurines. From heavy use pots and vases, to one of a kind figurines and antiques, ceramics have remained at the forefront of every major household throughout the world.The reasons for the widespread appeal of ceramics are many and varied. Ceramics, by definition, can include many different types of materials used in a wide variety of ways. Whether it is a priceless antique or a sentimental heirloom, most families have at least one ceramic piece they treasure.While people have continued to use ceramics in day to day life through the centuries, few people ever considered the toll this use would take without constant ceramic restoration and conservation. As ceramics age, their monetary and sentimental value increases. Unfortunately, so does the number and types of cracks and chips that may appear. This invariably creates small cracks or chips in the surface that may affect not only the aesthetic appeal, but the overall value of the piece. Fortunately, ceramic repair means that there is no reason to throw out your beloved figurine or pottery just yet.Ceramic repair may sound daunting, but there are trained experts available to help you restore your figurines or priceless antiques back to their former glory. If you've found that your piece is suffering from cracks or entirely missing pieces, the ceramic restoration experts at Luel Restoration Studio can help.

Using a cutting edge process called invisible restoration, the individuals can glue back missing pieces and fill in tiny cracks. While these repairs may be extensive, they will hardly be noticeable to the untrained eye.Secondly, ceramic restoration can entail the creative use of paints and textures to restore a piece's color or pattern. Using similar techniques to the ones used to fill cracks, Luel's experts can identically match the style and pattern of the original ceramic piece. This recreation will go beyond appearance, all the way to creating a matching texture that will be almost indistinguishable from the original piece.After the repair is complete, the ceramic restoration artist at Luel Restoration Studio will work with you to ensure that the piece is able to stand up to future deterioration. Our skilled expert will work to strengthen particularly weak areas of the piece, preventing futures cracks and chips. All repairs and restorations should be able to bring the piece back to its original appearance and integrity without changing the object's overall substance.No matter how easy the repair may seem, never attempt a ceramic repair on your own.Only a trained and skilled expert can recognize the complexities and nuances of your pieces and recommend the most up to date repair options. A poorly done repair can not only damage your piece more, it may render the entire ceramic figurine or pottery beyond repair. This will not only destroy a sentimental heirloom, it will render your priceless ceramic antique worthless. Contact Luel Restoration Studio for your ceramic repair needs. http://www.luelstudio.com

Bailee's Coverage & Contractors Pollution Liability

Bailee’s Coverage and Contractors Pollution Liability available through Legends Environmental Insurance Services for your restoration company.

Did you know: If you are in the care, custody or control of your clients contents, without bailee’s coverage, you are 100% liable for any and all damage?

You need coverage for legal liability resulting from damage or destruction of your client’s property while under your temporary care, custody, and control. Legends can provide you with a job specific or full term policy with $20,000 to $2,000,000+ limits.

Are you unknowingly under insured? Did your agent lead you to believe that you are covered with a simple General Liability policy? Contractors Pollution Liability should be considered if you handle gases, liquids or solids. A pollution incident can put you out of business.

Big players in this industry can prove coverage to their clients, can you? Give Legends full service agency a call today at 800-992-6999 x291 and speak with Jennifer, your restoration contractor expert.

Barb Jackson, CR Speaks in Australia at Network Restorers Annual Conference

On the weekend of the 29th-31st May 2009 Network Restorers held their annual conference which was another roaring success.

Guest speakers from the US included Barb Jackson, CR and Libby Longstreth. They presented varying topics revolving around the conference theme “Pathway to Learning”.

These are some quotes we received from conference attendees.

"Just wanted to say thanks for a great weekend at the gold coast, everything was moved along well & kept interesting."

"Thanks to all involved it was great. Regards Jeff Nunn"

http://www.networkrestorers.com/NewsItem.aspx?id=15

To Train or Not to Train . . . That is the Question.

Some business owners refrain from training their employees for fear they will spend money training and then the employees will leave for greener pastures. Yet, the old adage goes . . . the only thing worse than training your employees and having them leave, is NOT training your employees and having them stay.

4 Layers of benefits derived from professional development are:

1) More motivated, skilled employees.
2) Increased productivity and thus greater ROI.
3) Long term positive change stimulated by new insights and ideas.
4) Improves communication and relationships with customers and team members.

So, what holds you back from training your team? Money? Fear of losing your trained employees? Unable to envision the ROI?

why would a business owner not want their team to be motivated, productive, and happy?
How can your bottom-line not be positively affected if your team is operating at their optimal level?

http://www.safarisolutions.com/to-train-or-not-to-train-that-is-the-question

Employee Cut vs Salary Cut

Small business owners need to be aware of the frustrations and concerns of their employees during this economic downturn. Owners must think carefully and act quickly. Keeping a small business “alive” today is a struggle, but what if employees do not want to stay with your company because they are scared of a job cut? Your business could go from running strong to barely breathing if your employees do not have your trust.
You want your employees to be loyal and to feel safe with you right?
Here are some key points that will keep that knot of trust tight.

• Communication is vital. Let your employees know how the business is doing. Hold meetings in which the owner can answer questions. Don’t wait until there is a pay cut or layoff; ask the employees ahead of time if they would be willing to take a pay cut to save the job.

• Give acknowledgement and show appreciation. Allow employees to take an extra day off or to go home early. Remember if there have been layoffs, other employees take on the additional responsibilities and can easily get burned out. Also tell employees that they are doing a great job and ask them if they have any concerns or questions.

Loyalty in a small business goes a long way. Just as you might be suffering with your business so might your employees’ lives. Keep their trust and keep your company!
http://www.safarisolutions.com/employee-cut-vs-salary-cut/

Shuttle crew become astro furniture movers

1:17PM Tuesday Sep 01, 2009

Space shuttle Discovery lights up the night sky after launching from Cape Canaveral. Photo / AP
Video Discovery arrives at space station
CAPE CANAVERAL - Astronauts hitched a giant chest of drawers to the international space station that contained a brand new freezer, sleeping compartment and treadmill bearing a TV comedian's name.
The Italian-built chest - nicknamed Leonardo, as in Leonardo da Vinci - was moved from space shuttle Discovery via a hefty robot arm and hoisted onto the space station.
It's loaded with nearly 8 tons of equipment and science experiments for the orbiting outpost and its six residents. Much of the gear is stored in portable racks; the bedroom is the size of a phone booth.
Leonardo will remain secured to the space station for the next week. The astronauts will remove the cylindrical vessel - 6.5 metres long and 4.6 metres in diameter - and place it back on space shuttle Discovery for return to Earth. By that time, it will be loaded with trash and unneeded items.
Nasa's brand new $5 million treadmill - officially called the Combined Operational Load Bearing External Resistance Treadmill, or COLBERT for short - is in pieces and will need to be assembled after Discovery leaves.
The TV comedian ended up with an exercise machine named in his honour after he won an online vote for christening rights to a space station room. Unwilling to go with Colbert for the yet-to-be-launched room, Nasa opted for Tranquility to commemorate the Apollo 11 moon landing 40 years ago this summer. The treadmill was a consolation prize.
Shuttle astronaut Jose Hernandez will oversee Leonardo's unloading operation. He is filing regular Twitter updates from orbit, the first astronaut to do so in two languages, English and Spanish.
"Met our 6 neighbours & they seem nice!" Hernandez wrote.
Besides his bilingual tweets, Hernandez is taking part in several Spanish-language interviews during the mission. "I'm just happy to be able to share my experiences," said Hernandez, a Mexican-American who is the son of migrant workers. He grew up working the fields in California alongside his parents, two brothers and sister.
Next up for the 13 space travellers - seven on the shuttle and six on the station - is the first spacewalk of their joint mission.
The space station's newest inhabitant, Nicole Stott, will venture out on Tuesday evening with Danny Olivas to remove a depleted ammonia tank.
A fresh tank will be installed as part of the space station cooling system during spacewalk No. 2 on Thursday night. In all, three spacewalks are planned.
Stott carried over six mice in an enclosed container overnight. The mice are part of a bone loss study and will return to Earth with her in November, aboard shuttle Atlantis.
Meanwhile, the chairman of Nasa's mission management team, LeRoy Cain, delivered some good news Monday: Discovery's thermal shielding looks to be in good shape and should soon be cleared for re-entry, currently scheduled for Sept. 10.
Flight controllers, meanwhile, are looking at fuel-efficient ways to move the shuttle-station complex over the coming week. Discovery's tiny steering jets are unusable because of a leak.
- AP

Storing Beanie Babies in zip-lock bags is about the worst way to store your Beanies for perservation throughout the years. Zip-lock bags trap the off-gassing from PVC pellets that can destroy fibers and provide for no air circulation.

For the longest perservation, Beanies should be wrapped lightly in acid free tissue paper, unbleached muslin, or plain, uninked tyvek. They should be stored in a climate that is constant and not too humid or hot in temperature, with adequate ventilation.

In other words, not in a plastic bag stuffed into a closet or basement. After enveloping the Beanies in an acid free material, they should be stored in a container that allows for air circulation to allow for expansion, prevents mildew growth and damage from off gassing.

Periodically the Beanies should be repositioned and rewrapped to prevent stress on the fabric to cause damage that might eventually lead to cracking of fibers.

Boost Sales Without Spending A Dime!

Sales-from-the-podium expert Lisa Sasevich has x-ray vision for seeing the sales opportunities that exist in every company, and the creativity to convert them into gold! If you're looking for simple, quick and easy ways to boost sales without spending a dime, get your FREE Sales Nuggets now at www.theinvisibleclose.com.

WD-40 Uses for On The Job

On The Job
25 uses found

1. Cleans mastic off floor tiles (be sure to wipe floor clean after using WD-40)
2. Cleans adhesive tape residue on audio/visual cables
3. Cleans ballast oil from tile floors (be sure to wipe floor clean after using WD-40)
4. Lubricates handles on three-hole punch and prevents handles from sticking
5. Lubricates wood screws for easier installation
6. Removes adhesives from sewing machines
7. Removes plastic cement from tools
8. Removes stickers from guitars
9. Removes liquid nails from hands
10. Lubricates trunk latches
11. Lubricates safe rollers
12. Removes crayon from Formica®
13. Cleans gunk from phone buttons
14. Removes permanent marker from dry erase boards
15. Removes scuff marks from luggage
16. Cleans cell phones
17. Cleans cell phone battery connections
18. Keeps taping knives from rusting
19. Removes rust from old keys
20. Lubricates tape measures
21. Cleans printer toner from unwanted places
22. Lubricates vending machine locks
23. Loosens screws in watch bands to enable link removal
24. Frees stuck locks on lock boxes
25. Frees stuck tin snips

The uses of WD-40 described on this website were provided to WD-40 Company by end-users of the product, and do not constitute recommendations or suggestions for use of WD-40 by WD-40 Company. These uses, including the "Use of the Day," have not been tested by WD-40 Company. Consumers should exercise common sense whenever using WD-40. Always follow the instructions and take heed of any warnings printed on theWD-40 packaging.
Join the WD-40 Fan Club!
Get new WD-40 tips by e-mail each week––it's FREE! 300+ No-Mess Pen Uses

http://www.wd40.com/uses-tips/300-uses/category/on-the-job/

Crystal Repair - LaLique Cat Chipped Crystal Ear

Careless cleaning caused a chip on the ear of this LaLique Crystal Cat . Chipped Crystal can be ground and polish to look like new but when its Lalique after you remove the chip matching the etched finish is the challenge .

For more info - click below

http://www.brueningglass.com/tag/lalique-crystal-repair/

Replacing broken or missing pieces, or entire sets, is easy!

Did your darling nephew break a dinner plate at your last family dinner? Did a fork get chewed up in the garbage disposal?

Founded by Bob Page in 1981, Replacements, Ltd. (located in Greensboro, NC) has the world's largest selection of old & new dinnerware, including china, stoneware, crystal, glassware, silver, stainless, and collectibles. Their 415,000 square foot facilities (the size of seven football fields!) houses an incredible inventory of 13 million pieces in more than 300,000 patterns, some over 100 years old! Thousands of items are added to their site each day.

Use the "Find This For Me" service to be notified when the peices you are looking for are in stock.

http://www.replacements.com/

Why Recycle Monitors and TVs?

Why Recycle Monitors and TVs?
A NEW CHALLENGE FOR OUR ENVIRONMENT
“A cathode ray tube (CRT), found in older monitors and televisions, is estimated to contain five to eight pounds of lead. Lead is a highly toxic metal and may cause a range of health effects, from behavioral problems and learning disabilities, to seizures and death.”
According the US Environmental Protection Agency, computers and other electronics are the nation’s fastest growing category of solid waste. Currently, it is estimated that about 50% of US households own a computer and that at least 315 million computers will become obsolete annually. This is a result of rapid advancements in technology and greater consumer use of computer products.However, most of the electronic waste contains hazardous materials, such as lead and mercury, which are harmful to the environment if disposed of improperly. The increasing numbers of retired electronics and computers have brought the new challenges to our environment, ecological systems, and our one and only earth.

Laundry Pure - Eliminate or reduce usage of harsh laundry detergent

I laundered all the clothing from a household that had a protein fire. A turkey burned in the oven when the homeowners were out. There was not a lot of visible soot residue in the home but all the soft goods had a bad odor. Some of the kitchen towels and a tablecloth had an oily residue and ALL the clothing throughout the home had a strong protein odor. We washed 24 loads of clothes using this technology in a residential washing machine. All machine washable items such as towels, tablecloths, jeans, slacks, blouses, shirts and linens were laundered in cold water treated with the Laundry Pure unit. No detergent or deodorizers were used. All the clothes responded well - with no residual odor!

What happens in a LaundryPure cycle?

LaundryPure hooks up to a washing machine to treat incoming water with silver ions for killing odor-causing bacteria...

No need to get a new washing machine! LaundryPure installs on most brands and models, upgrading their effectiveness with Certified Space technology.

1. Uses oxygen and peroxides to lift dirt and odors away from your wash.
2. Reduces/eliminates the need for harsh laundry detergents and cleaners.
3. Helps eliminate allergic reactions due to detergent residue.
4. Kills germs without bleach or hot water with the power of Silver.
5. Clothes and linens become softer, fluffier, and last longer.
6. Whites get whiter, colors get brighter.

Click here for more info: www.ecoquest.com/totalcontentz